With the right coverage, you can ensure that any unexpected events or risks are covered, meaning your business is protected and can keep operating as usual. So why is it important to choose the right insurance cover for your business? 

Whether you are a sole trader or a large established business, a lot of energy goes into building your business. No matter how much you prepare, some circumstances are out of your control. That’s why it's important to consider your business obligations and choosing the right cover is key to protecting your business. 

NECAGuard helps NECA members understand their current situation in terms of coverage, conditions and limits, as well as identify any gaps. 

• NECAGuard Combined Liability
  • Combining Public Liability, Professional Indemnity and Management Liability
  • Exclusively only available to NECA Members
  • Can consider, subject to insurer review, cover for higher hazard locations and activities including:
    • Mining (above ground)
    • Airside
    • Hazard Areas
    • Electronic Security & Fire Systems
    • Power Pole Construction
    • Accredited Service Provides (ASP) Levels 1, 2 and 3
    • Industrial

• NECAGuard Essentials 
  • Insurance policies provide the essential covers for Sole and Small Traders
  • Enhancements specifically designed for NECA Members

• NECAGuard Tools of Trade
  • Cover for tools in vehicles, secured in lockers and jobsites and private residence

• NECAGuard Personal Accident and Sickness and “top-up”
  • Cover for injuries or for newly diagnosed illness that cause you to stop work
  • Provides cover 24/7
  • Also suitable for sole traders who don’t require Workers Compensation
  • Can meet EBA requirements 

• Workers Compensation
  • Available for ACT, Tasmania, WA and NT members only
  • NSW members: please refer to icare

• Other commercial insurance products.  We can assist with just about any insurance product an Electrical Contractor may need including, but not limited to:
  • Contract Works
  • Commercial Motor & Motor Fleet
  • Plant & Equipment
  • Cyber
  • Travel
  • NSW Builders Home Warranty
  • Aviation/Hangar Keeper Liability
  • Contractors Pollution
  • Goods in Transit/Marine Transit
  • Commercial Property Owners Insurance

If you have specific requirements in addition to the above, please make contact with our team.

We understand how vital it is that your business is well-protected, which is why we offer tailored solutions to help you safeguard your assets. Whether you need protection from property damage and theft, to public liability and professional indemnity, we have the right policy for your business.